U.S. News & World Report

Clever Credit: What Credit Card Should You Use for eBay Purchases?

I do most of my spending on resale platforms, mainly eBay, Poshmark and Depop. Right now, I get 5% cash back on online purchases with my debit card, but I want to start building credit while keeping ...

Alibaba's model never trained as an agent — and improved agent performance across seven benchmarks

Real environments can't inject edge cases on demand. Alibaba's Qwen-AgentWorld simulates them — and outperformed ...
Scientific Research Publishing

Survival Modelling for Credit Risk Assessment in Microfinance Lending: Estimating Time-to-Default and Probability of Default ()

This study investigates the application of survival analysis techniques to credit risk modelling in microfinance lending. Traditional approaches focus on modelling the probability of default at a ...
VentureBeat

The enterprise risk nobody is modeling: AI is replacing the very experts it needs to learn from

For AI systems to keep improving in knowledge work, they need either a reliable mechanism for autonomous self-improvement or human evaluators capable of catching errors and generating high-quality ...
American Banker

Is private credit a new risk for the Federal Home Loan banks?

Insurance company borrowings from the Federal Home Loan banks — including, notably, from subsidiaries of private credit firms — have hit record levels, even as regulators and analysts are increasingly ...
CNBC

Private credit fears loom large over Europe’s banks this earnings season

European banks' exposure to private credit has returned to the spotlight this earnings season. Both UBS and Deutsche Bank called their positions "well diversified", while Santander said its exposure ...
CNN

The 5 credit cards we recommend for everyday use and why

Everyday expenses are rising, and many Americans are feeling the strain. Groceries, transportation, dining out and gas — which make up the bulk of the monthly budget for most households — are becoming ...
GitHub

Credit Risk And Default Analysis Using Microsoft Sql

I built this project while preparing for the FRM Part 1 exam to bridge the gap between the theory I'm studying and real data work. The idea was simple it was to take a lending dataset from Kaggle ...
American Banker

Credit risk transfers earn bipartisan praise

Rep. Maxine Waters, D-Calif., who serves as ranking member of the House Financial Services Committee. WASHINGTON — Credit risk transfers, a financial instrument banks use to move risk off their ...
Reuters

ECB sees private credit as risk to financial stability, de Guindos says

FRANKFURT, April 21 (Reuters) - The European Central Bank ‌sees private credit as one of the sources of ⁠risk to financial stability alongside high market valuations and loose fiscal policy in some ...
Reuters

Wall Street monitors private credit risk as AI disruption, outflows cause concern

Three major banks disclose $108 billion exposure to private credit JPMorgan Dimon says private credit is not a systemic issue because of its relative size AI-disruption, fund outflows have hurt ...