Jill A. Chafin is a personal finance writer specializing in transforming tough financial topics into easy-to-understand content with actionable steps. Prior to her role at Forbes Advisor, she wrote ...

Jessica Gibson is a content update editor and writer for Investopedia. She has over 10 years of experience in digital publishing and three years of experience covering financial topics like insurance, ...

Cybercrime losses surpassed $20 billion in 2025, according to the FBI, an increase of roughly 25% from 2024. Credit monitoring services can alert you if your personal information has fallen into the ...

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. The American Express® Gold Card is one of the best travel rewards cards on the market: Points earned with ...

Jerod Morales is a deputy editor at Forbes Advisor and a travel rewards expert. He took a deep dive into points and miles in 2016, searching for a way to make travel both possible and affordable for ...

Race isn't considered a factor in credit reports, but discriminatory practices negatively impact scores for many people of color. Black and Hispanic communities are more likely to have lower credit ...

The lifetime learning credit is a frequently overlooked tax break that can help pay for education expenses. It can be worth up to $2,000 per tax return for an unlimited number of years. Unlike the ...